Do you rent your home? If so, your landlord may have used a tenant screening report to decide whether to rent to you. These reports are generated by c…

If you can't make your car payments on time, you may be at risk of getting your car being taken away, or "repossessed". It won’t be a fun ride, gu…

Are bad credit and loans a good combo? If you fall for marketing gimmicks around bad credit and loans, you’ll be throwing away a ton of your hard…

If you fear you have bad or hurt credit, chances are, you're being preyed on, too! Scammers will try to get you to believe they can make your credit…

It was about 15 years ago. I left my purse in my car, hidden by the sun shade and with the doors locked. I was at my mom's and was only going to be in…

Credit card issuers periodically review accounts to determine if a customer's credit worthiness has changed. That review can result in a decrease or i…

Recientemente, estuve pensando en lo que puede traer el futuro y cómo la pandemia actual afectará eso. En este momento, las cosas son muy inciertas …

You may have seen ads from companies that want to help you improve your credit score or to repair your credit. Having a good credit score is important…

Almost two years ago, in September of 2017, Equifax announced a data breach that exposed the personal information of 147 million people. Now a recent …

Credit scores are used by lenders to determine if they will give you a loan (auto, mortgage, credit card). Businesses such as insurance and phone comp…

Consumers no longer have to pay to use an important tool to help protect their identity. As of September 21, 2018, freezing your credit report at the …

Haven't heard of VantageScore? It is a credit scoring model that was created in 2006 by the big three credit bureaus, Experian, Equifax, and TransUnio…

I'm betting that you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you la…

Errors in the information on your credit reports can hurt your financial and personal life. Errors can lower your credit score, resulting in paying hi…

Owning a home is the American Dream. In fact, most renters in a recent survey indicated that they'd like to buy a home. But the combination of tighten…

Most people who have experienced bad credit can agree that the following information often indicates that there is light at the end of the tunnel.

You need a new vehicle, but your credit is spotty or bad. Can you afford to buy a reliable car or truck? Can you get a loan at reasonable rates? Can y…

Your credit score has a major impact on many facets of your life. For instance, it shows how "trustworthy" you are to borrowers. Watch this video t…

Are you ever in trouble with money? Ever have the feeling you can't get out of it? Well, you're not alone. Young people born between 1980 and 2000 (Mi…

The information in your credit report affects many aspects of your financial well-being. It informs your credit score, which affects your ability to b…