If you are, join the club. But scammers and even some legit companies are desperate to "help" you, too. They think they can make an easy buck on you…

They can be. But according to trusted sources, you can experience real issues using credit score apps, too. From hidden fees to wrong scores, and li…

Here's how your credit card can impact your credit score, and how your score impacts your life.

Landlords hire companies to screen you during the rental application process. They score you on rental history, credit score, job status, criminal h…

How many credit scores do you have? You might think that the answer to this question is one, but the answer is multiple. Credit scores are used to pre…

In September of 2017 Equifax announced a data breach that exposed the personal information of 147 million people. In July of 2019, Equifax agreed to a…

Credit scores are important to our financial life. These scores are used to determine if you are a good risk for credit cards, car loans, and mortgage…

Do you rent your home? If so, your landlord may have used a tenant screening report to decide whether to rent to you. These reports are generated by c…

If you can't make your car payments on time, you may be at risk of getting your car being taken away, or "repossessed". It won’t be a fun ride, gu…

Are bad credit and loans a good combo? If you fall for marketing gimmicks around bad credit and loans, you’ll be throwing away a ton of your hard…

If you fear you have bad or hurt credit, chances are, you're being preyed on, too! Scammers will try to get you to believe they can make your credit…

It was about 15 years ago. I left my purse in my car, hidden by the sun shade and with the doors locked. I was at my mom's and was only going to be in…

Credit card issuers periodically review accounts to determine if a customer's credit worthiness has changed. That review can result in a decrease or i…

Recientemente, estuve pensando en lo que puede traer el futuro y cómo la pandemia actual afectará eso. En este momento, las cosas son muy inciertas …

You may have seen ads from companies that want to help you improve your credit score or to repair your credit. Having a good credit score is important…

Almost two years ago, in September of 2017, Equifax announced a data breach that exposed the personal information of 147 million people. Now a recent …

Credit scores are used by lenders to determine if they will give you a loan (auto, mortgage, credit card). Businesses such as insurance and phone comp…

Consumers no longer have to pay to use an important tool to help protect their identity. As of September 21, 2018, freezing your credit report at the …

Haven't heard of VantageScore? It is a credit scoring model that was created in 2006 by the big three credit bureaus, Experian, Equifax, and TransUnio…

I'm betting that you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you la…